Netspend® Visa® Prepaid Card

Give clients access to their refund with a Netspend Visa Prepaid Card and there's no waiting for a paper check.

As an ERO, a Netspend Visa Prepaid Card allows you to:

  • Earn as much as a $15 rebate1 for each Refund Transfer2 funded to a card3.
  • Increase customer retention.
  • Save time and money on in-office check printing costs.
  • Receive sales rebates.
  • Improve operational efficiencies associated with issuing checks and responding to customer requests about refund status.

Card use subject to card activation and ID verification3.


Your customers who direct deposit their tax refund to a Netspend Visa Prepaid Card:

  • Avoid waiting for a paper check.
  • Receive a text4 or email when their refund is deposited.
  • Eliminate check cashing fees on those funds (fees & terms apply to use the card).
  • Reduce worry about lost or stolen paper checks.


What else does a Netspend Visa Prepaid Card offer your customers?

  • Direct deposit for payroll and government benefits.
  • Cash back rewards5 on select purchases.
  • Over-the-counter cash withdrawals up to $5,000.
  • Ability to load checks6 to a Card Account using the Netspend Mobile App4.


Enroll today to offer the Netspend Visa Prepaid Card!

  • Indicate on your ERO application that you want to offer Netspend Visa Prepaid Cards.
  • The cards, issuing instructions and marketing kit will be sent separately from your regular shipment of tax season materials.


Netspend Visa Prepaid Card Marketing Kit:

  • Includes: counter mat, table tents, tip sheets and cardholder welcome kits.
  • Cards and marketing materials should arrive by the second week of January.
  • If you haven't received your materials or need to order additional, please contact Republic Bank.



1 An ERO office will receive a rebate of $10 for each Netspend Card, up to 10 (ten) cards, or $15 if the office volume is 11 (eleven) or greater, for all cards issued and funded by a Refund Transfer with at least $50 between January 1, 2022 - May 31, 2022 (the “promotional period”). This offer is from Republic Bank & Trust Company. Netspend or Visa are not affiliated in any way with this offer and do not endorse or sponsor this offer.

2 A Refund Transfer is a fee-based product offered by Republic Bank & Trust Company, Member FDIC. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer’s tax refund. Pricing and rebates vary by software.

3 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

4 Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

5 Netspend Payback RewardsSM is an optional program. You may opt-out at any time by visiting your Netspend Payback Rewards Summary Page at your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. Republic Bank & Trust Company and Visa are not affiliated in any way with this offer and do not endorse or sponsors this offer.

6 Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Netspend, is a registered agent of Republic Bank & Trust Company. This card may be used everywhere Visa debit cards are accepted. Card use is subject to activation, ID verification and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement at for details. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

©2021 Netspend Corporation. All rights reserved worldwide. Netspend and Skylight are federally registered U.S. service marks of Netspend Corporation. All other trademarks and service marks belong to their owners.

What ERO's Are Saying

Tools and Features...
"I use all of these tools every year and they help my small business run extremely well. I have worked with other banks before who didn't offer some of this assistance. This does make a difference."

Marketing Assistance...
"I was extremely satisfied with the services that were offered!"

Customer Service...
"Republic Bank has been a great company to work with and I appreciate the securities they have set in place for EROs and their clients."