Products Overview

Learn how our products can make your tax season easier!


Republic Bank's Tax Refund Solutions is here to help!

Refund Transfer1

Refund Transfer (RT) allows customers to pay their tax preparation related fees and other amounts with their refund.

December Dollars Advance2

The December Dollars Advance gives your eligible customers a chance to borrow $100, $200, or $300 just in time for the holidays!

Easy Advance3

Our Easy Advance (EA) gives your customers the option to apply for a loan secured by their tax refund and if approved, get their money as soon as the same day!5

EASY1004

With an EASY100, ALL your eligible customers can receive a $100 advance with no additional charge. 

 

 

Disbursement Options
Your customers have choices when it comes to how they receive their bank product proceeds.

Bank Check
Direct Deposit5
Netspend® Visa® Prepaid Card6
 

 

 

Check Cashing Options

For customers who choose a bank check, we provide extensive Check Cashing Options at a variety of banks and retailers.

 
Local Banks

1 A Refund Transfer is a fee-based product offered by Republic Bank & Trust Company, Member FDIC. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer’s tax refund. Pricing and rebates vary by software.

2 EROs must be enrolled for Republic Bank's Refund Transfer Program and meet prior year funding and loan loss requirements to offer the December Dollars Advance. Cost to ERO per approved December Dollars Advance will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer.  If approved, a Finance Charge will apply to the Taxpayer.  Net Refund refers to the taxpayer’s expected refund amount after deduction of all fees. Please check with your software provider for availability as some options may not be offered. All information is as of August 2023 and is subject to change.

3 ERO must be enrolled for Republic Bank’s Refund Transfer Program to offer the Easy Advance programs. Cost to ERO per approved Easy Advance, if any, will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer. If a customer does not choose a Refund Transfer, disbursement options are direct deposit or prepaid card. Net Refund refers to the taxpayer’s expected refund amount after deduction of all fees. Please check with your software provider for availability as some options may not be available. All information is as of September 2023 and is subject to change. 

4 ERO must be enrolled for Republic Bank’s Refund Transfer Program to offer EASY100. There is no cost to the ERO per approved EASY100. However, incentives will be forfeited for each approved EASY100 Netspend Visa Prepaid Card disbursement. Taxpayer’s net refund must be at least $100 to apply. The IRS must acknowledge the tax return to fund. Please check with your software provider for availability. EASY100 will end on April 15, 2024.

5 If a customer chooses direct deposit, it may take additional time for their financial institution to post the funds to their account.

6 The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Netspend, is a registered agent of Republic Bank & Trust Company. This card may be used everywhere Visa debit cards are accepted. Card use is subject to activation, ID verification and funds availability.  Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement at republictaxpayer.com/terms for details. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

 

What ERO's Are Saying

Tools and Features...
"I loved everything about the tools and features."

Marketing Assistance...
"Everything was delivered in a timely manner, very nice professional products and pamphlets, with checks and cards. I was very impressed by the Marketing materials!"

Customer Service...
"I think your customer service is the greatest. Thanks so much for all you do for us."